Private wealth management solution

Protect, grow and transfer your family wealth in Australia.

Acclime’s private wealth management solution is designed for business owners, family groups and executives who want coordinated advice across tax, structures, investments, superannuation and estate planning, rather than ad‑hoc decisions made in isolation.

A joined‑up approach to your wealth.

We bring together specialists in Australian tax, superannuation, structuring and estate planning and coordinate with your accountant, lawyer and other advisers so your strategy is coherent end‑to‑end.

We can help you turn business cash flow and sale proceeds into long‑term wealth, put the right structures in place for tax efficiency and asset protection, build and manage an investment strategy that reflects your risk profile and principles, plan for retirement with clear scenarios and funding options, and put in place insurance and estate arrangements that protect the people who depend on you.

Our role is to create and maintain a disciplined, tailored strategy that compounds the wealth you have already built, in line with your family’s values and long‑term goals.

Coordinated advice across your advisers

We work with your accountant, lawyer and other advisers so tax, legal and investment decisions follow one joined‑up plan.

Turning business success into long‑term wealth

We help turn business cash flow and sale proceeds into structures and investments that support your family’s long‑term goals.

Planning for the next generation

We design estate and succession plans so wealth passes smoothly to the people and causes you choose.

Our services

How Acclime can help.

Protecting today

Insurance, risk and wealth protection.

Insurance for unexpected events or risks
Personal and business risk reviews
Structuring cover that protects family wealth and key people in the business

Growing wealth

Investment, superannuation and retirement.

Investment and portfolio construction
Bespoke investment strategy determined by your needs and principles
Superannuation and SMSFs, including contribution and pension strategies
Retirement preparation and income planning

Planning for tomorrow

Tax, structuring and estate planning.

Tax structuring advice
Structure wealth for tax effectiveness and asset protection
Estate planning and structuring
Estate planning for intergenerational wealth transfer and business succession

Ready to protect, grow and transfer your wealth?

Talk to one of our experts and find out how we can help.

Schedule a discovery call

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FAQs

Common questions and answers.

How is Acclime’s private wealth management different from a typical financial planner?

Most financial planners concentrate on investments and superannuation products. Our private wealth management solution is built around the coordination of your entire balance sheet and adviser group.

We start with structures and tax pathways first, then decide which investment and superannuation strategies make sense within those structures. We also integrate your operating businesses, equity and personal portfolios into a single view, rather than treating each piece in isolation.

The outcome is not just an investment portfolio, but a coherent, documented wealth strategy that covers ownership, tax, risk, income and intergenerational transfer.

How do you help business owners who are planning a sale or succession?

For business owners, a large portion of wealth often sits in a single asset: the business. We help you prepare before a sale or transfer by reviewing whether your current structure supports available tax concessions and your estate objectives, and by modelling different exit or succession scenarios.

At the point of transaction, we help you think through deal structure, timing and how proceeds should move into superannuation, personal holdings, family trusts or other vehicles.

After the event, we design an investment and income strategy that replaces business cash flow in a tax‑aware way and update your estate and succession documents to reflect your new position. The goal is to turn a major transaction into a controlled transition into long‑term wealth.

How do you work with superannuation and SMSFs as part of the overall plan?

Superannuation and SMSFs are often central to a tax‑effective retirement and estate strategy. We first assess the role super should play in your overall plan, including how much of your future income is expected to come from super versus other structures.

We then design contribution and pension strategies that take account of caps, age‑based rules, cash flow and major events such as a business sale.

Where an SMSF is involved, we consider how it interacts with trusts and companies and which assets are best placed in each vehicle. We also align superannuation arrangements, including death benefit nominations and trust deed settings, with your wills and other estate documents to reduce the risk of conflicts or unintended outcomes.

How do you approach estate planning and intergenerational wealth transfer?

Estate and succession planning is about making sure that legal documents, tax consequences and family dynamics all support the same set of intentions. We begin by clarifying who and what you want to provide for and what fairness means in your situation.

We then look at how assets are owned and controlled, and whether that structure will deliver the outcomes you want over time.

Working with your lawyer, we help ensure that wills, trust deeds, shareholder agreements, buy‑sell arrangements, death benefit nominations and powers of attorney are consistent and practical.

Where appropriate, we also help prepare the next generation by bringing them into the conversation at the right time so they understand their roles and responsibilities. The aim is to pass wealth in a way that is orderly, tax‑efficient and aligned with your values.